Welcome to Panther Funding Group. These Terms of Service ("Terms") govern your access to and use of our website, services, and any related applications or content (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.
1. Acceptance of Terms
By using our Services, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using our Services on behalf of a business or entity, you represent that you have the authority to bind that entity to these Terms.
2. Description of Services
Panther Funding Group is a direct lender providing business funding solutions, including but not limited to:
- Working Capital Loans
- Revenue-Based Financing
- Business Growth Funding
- Short-Term Financing
- Equipment Financing
We fund from our own capital and make all underwriting and funding decisions in-house. We are not a broker and do not sell or share your application with third-party lenders without your explicit consent.
3. Application and Approval Process
Submitting a funding application does not guarantee approval. All applications are subject to our underwriting process and approval criteria. We reserve the right to approve, deny, or request additional information for any application at our sole discretion.
Information you provide in your application must be accurate, complete, and truthful. Providing false or misleading information may result in denial of your application or termination of services.
4. SMS Terms & Conditions
Important: Consent to receive text messages is NOT required as a condition of purchase or receiving funding services from Panther Funding Group. You may apply for and receive funding without providing SMS consent.
Text Message Program
If you opt in to receive text messages from Panther Funding Group:
- You consent to receive text messages related to your funding application, account updates, promotional offers, and service information
- An automatic telephone dialing system may be used to send text messages to the phone number you provided
- Message frequency varies based on your activity and preferences
- Standard message and data rates from your mobile carrier may apply
- Supported carriers include major U.S. mobile providers
- We will not sell or share your mobile phone number with third parties for their marketing purposes without your explicit consent
Opting Out
You can stop receiving text messages at any time by:
- Replying STOP to any text message you receive from us
- Contacting us at david@pantherfundinggroup.com
After you opt out, you may receive one final confirmation message. Opting out of text messages will not affect other forms of communication or your ability to receive our services.
Help and Support
For help with text messages:
- Reply HELP to any text message you receive from us
- Email us at david@pantherfundinggroup.com
Message Delivery and Carrier Liability
Panther Funding Group and mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to carrier availability and network conditions.
5. Use of Website and Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable laws or regulations
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Interfere with or disrupt the Services or servers or networks connected to the Services
- Attempt to gain unauthorized access to any portion of the Services
- Use automated systems to access or collect data from the Services without our express written permission
6. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of Panther Funding Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
7. Privacy and Data Protection
Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.
8. Third-Party Links
Our Services may contain links to third-party websites or services. We are not responsible for the content, terms, or privacy practices of any third-party sites. Your use of third-party sites is at your own risk.
9. Disclaimers and Limitation of Liability
Our Services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free from viruses or other harmful components.
To the fullest extent permitted by law, Panther Funding Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Services.
10. Indemnification
You agree to indemnify, defend, and hold harmless Panther Funding Group and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of our Services or violation of these Terms.
11. Modification of Terms
We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms on our website with a revised "Last Updated" date. Your continued use of our Services after changes constitutes acceptance of the modified Terms.
12. Termination
We may suspend or terminate your access to our Services at any time, with or without cause or notice, including if we believe you have violated these Terms. Upon termination, all provisions of these Terms that by their nature should survive will remain in effect.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Panther Funding Group regarding your use of our Services and supersede any prior agreements.
16. Contact Information
If you have questions about these Terms, please contact us:
Panther Funding Group
1733 Coney Island Ave
Brooklyn, NY 11230
Email: david@pantherfundinggroup.com
SMS Consent Reminder: Consent to receive text messages is NOT required as a condition of purchase or receiving funding services. An automatic telephone dialing system may be used. Text STOP to opt out or HELP for assistance. Standard message and data rates may apply.